PNB Housing loan

Home Loan in Bangalore

Bangalore, often called the Silicon Valley of India, has vast numbers of young and upwardly mobile. This aspirational group is always looking to own their dream homes. Naturally, a home loan in Bangalore is a much sought-after financial commodity.

Due to the influx of migrants from all around the country into Bangalore, the home rental prices are soaring. Whether you want to live in Whitefield, Kormangala, Jayanagar or Frazer Town, renting an apartment may not be a cost-effective option. Owning a home in Bangalore, on the other hand, is a great idea. To help you buy a home in Bangalore without any hassle,  PNB Housing offers attractive home loan interest rates. 

The field is highly competitive, and the home loan interest rate sets the stage. 

Features and Benefits

  • Easy EMI: Starting from 8.75%* p.a., the EMI of a housing loan in Bangalore is affordable.
  • Multiple Purposes: You can use a home loan to construct, purchase, renovate, or for an extension
  • Longer Tenure: With a loan repayment term of up to thirty years, and the lowest interest rates for home loans in Bangalore, you can maximise your savings, Quick approvals and an easy application process are among the features and benefits of applying for home loans in Bangalore.

Home Loan Eligibility Criteria

  • The age limit for applying for a home loan is 21 to 70 years. The applicant should be above 21 at the time of application and not more than 70 at the time of maturity of the loan.
  • For salaried professionals, the minimum monthly income must be above INR 15,000.
  • A salaried or self-employed applicant must have an experience of three (3) years to be eligible to apply for home loans in Mumbai.
  • The applicant’s credit score must be above 611 to get the best home loan rates in Bangalore.

Documents Required for Home Loan

The documents required for a home loan in Bangalore are:

Salaried Self-Employed
Age Proof Age Proof
Address Proof Address Proof
Identity Proof Identity Proof
3 Months Salary Slips 3 Months Income Tax Returns
2 Years Form-16 Business Existence Proof
6 Months’ Bank Account Statement 12 Months’ Bank Account Statement
Property Documents, Including Allotment Letter, Sale Agreement, Possession Certificate, NOC, Etc. Balance Sheet – CA-Certified

Property Documents, Including Allotment Letter, Sale Agreement, Possession Certificate, NOC, Etc.

EMI Calculator

The Home loan EMI calculator is a handy tool to calculate loan EMI based on several variables, including home loan interest rate and loan tenure. It helps get a relatively accurate estimate of the repayment capacity of the home loan applicant. 

How To Apply for a Housing Loan in Bangalore?

Apply Online

The process of applying online for a home loan is easy. You will notice relevant prompts such as “Apply Now” and Request a Call Back on your lender’s site. Using these prompts, you can fill out the home loan online form. Here is a step by step process:   

It is an easy process and doesn’t take long but it ensures meeting all the Home Loan Eligibility Criteria are met.

Apply Offline

You can apply for a home loan by visiting the lender’s office, where you can also meet home loan specialists and discuss your case. 

PNB Housing Home Loan Branches In Bangalore

Here, We’ve mentioned PNB Housing home loan branches in Bangalore:

Banglore (BTM Layout)
Ground Floor Property Bearing no. 5, Mathrushree Arcade, 100 ft Ring Road 1st Phase, 2nd stage BTM Layout, Bangalore – 560076
Landmark: Next to SBI Bank
Phone No: 080-26283500, 26680172, 26680248
Banglore (Indira Nagar)
#130/1, 1st Main Road, Domlur 2nd Stage, 2nd Phase, Indira Nagar, Bangalore – 560071
Landmark: Next to HDFC Bank
Phone No: 080-49749246, 080-49749247
Banglore (Kasturinagar)
141, 1st floor, 3rd Main Road, Kasturi Nagar, NGEF East, Benniganahalli Ward, Bangalore – 560043
Landmark: Next to Nexevo Technologies
Phone No: 080-42061558, 080-41498034
Banglore (Lavelle Road)
3rd & 4th floor, Prestige Emerald Building, Lavelle Road, Bangalore – 560001
Phone No: 080-68226200
Banglore (Marathahalli)
#56, Sai Arcade, 3rd Floor, Marathahalli Ring Road, Devarabisanahalli, Bangalore – 560103
Landmark: Above passport office
Phone No: 080-46176565
Banglore (Vijayanagar)
1125/12, Ground Floor, Service road, Hampi Nagar, Vijayanagar, Bangalore – 560104
Landmark: Next to Sophia school
Phone No: 080-23103500, 080-23407754

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