PNB Housing loan

Home Loan in Hyderabad

Hyderabad is the capital of the state of Telangana, and this beautiful city is a hub of the technology industry. This city is home to world-renowned sites like the Golconda Fort, the Charminar, and the long-standing Laad Bazaar.

This city has top-notch infrastructure and is one of the largest cities in India..

As the demand for housing increases, so does the price of housing. PNB Housing offers home loans in Hyderabad to buy a home or land or remodel an existing home.

The minimum home loan interest rate on a home loan in Hyderabad starts at 8.75%* p.a. for salaried & 8.80%* for self-employed applicants.

Features and Benefits of Home Loans in Hyderabad

  • Attractive interest rates in Hyderabad for salaried applicants start at 8.75%* and for self-employed 8.80%* per annum
  • Availability of housing loans in Hyderabad for up to 30 years with low monthly EMI until the age of 70.
  • Easy financing up to 90%* of the value of the home
  • 0.5%* processing fee for home loans

Eligibility Criteria for a Home Loan in Hyderabad

PNB Housing is the answer to your search for a rapid, customized, hassle-free, and easy-to-get home loan in Hyderabad. It offers a range of incentives for all those wishing to fulfill their goals of owning or building a dream house, with the attractive interest rates on the market.

Whether you are a salaried individual, a government employee, or self-employed, PNB Housing has very clear  home loan eligibility criteria and requirements for all types of applicants.

Age Limit Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity.
Monthly salary/income INR 15,000 and above
Required CIBIL Score Minimum 611
Work experience for salaried individuals 3+ years
Business continuity for self-employed 3+ years

Check out our comprehensive Home Loan Eligibility Criteria page for more. PNB Housing also gives the freedom to use our instant home loan eligibility calculator and home loan EMI calculator to approximate how much home loan you are eligible for, your tenure and pertaining home loan EMI.

You can use a home loan eligibility calculator to determine the home loan eligibility criteria and the best home loan rates in Hyderabad.

Documents Required for a Home Loan in Hyderabad

These are the documents required for a home loan that you need to submit to apply for a home loan in Hyderabad:

For Salaried Employees For Self-Employed/Professionals
Compulsory Documents such as loan application form Compulsory Documents like loan application form
Age Proof Age Proof
Residence Proof Residence Proof
Education Qualifications Education Qualifications
Income Proof which includes salary slips of last 3 months, Form 16 for last 2 years and latest 6 months bank statement Income Proof pertaining to business and ITR, such as proof of business existence, last 3 years income tax returns, accountant-certified balance sheets, and last 12 months bank account statement
Other Documents related to the property such as title, approved plan, etc. Other Documents such as property title, approved plan, etc.

You can simplify calculating a tentative EMI using a home loan EMI calculator. Simply fill in the required Principal loan amount, interest rate (as offered), and the loan term.

You will get estimates on EMI, total interest payments, and total home loan payments all at once.

How to Apply for a Home Loan in Hyderabad

Online

Follow these steps to apply for a home loan in Hyderabad:

Now that you have complete information on PNB Housing home loans, it is time to start applying for them. The below-listed process will help you smoothly fill out the application form and get a call back from the PNB Housing’s customer care representatives:

  • Step 1: You have to visit PNB Housing’s “Apply Loan” page.
  • Step 2: Enter your full name in the first option (Please use the government recognized name)
  • Step 3: Share your working mobile number for PNB Housing representative to contact you
  • Step 4: Click on the options and select your loan amount range needed
  • Step 5: Submit your email address, where you want to get detailed information on PNB Housing Home Loans
  • Step 6: Select your current location from the options for better reachability from PNB Housing’s end
  • Step 7: Click on the box that affirms you have submitted legit details and want to receive notifications about the same before pressing the “Submit” button

Apply online for your dream home loan with PNB Housing today!

A doorstep step for the collection of documents by a dedicated RM will be provided for your ease and convenience.

Offline

As an alternative, you can visit any of the below-given Home Loan Branches in Hyderabad and meet a Home loan specialist to discuss the requirements & submission of documents for further processing of the loan application.

PNB Housing Home Loan Branches in Hyderabad

Hyderabad (Banjara Hills)
MCH No – 15-24-173, Road No-1, KPHB Colony, 2nd Floor, Kukatpally, Hyderabad – 500072
Landmark: Next to Phoenix Gallery
Phone no.: 040-23055506/ 23055507
Hyderabad (Nagole)
Plot no 6 & 7, 3rd floor, Mamatha Nagar Colony, Nagole, Hyderabad – 500068
Landmark: Beside Canara Bank
Phone no.: 040-29774333/ 29775333
Hyderabad (Kukatpally)
MCH No- 15-24-173, Road No-1, KPHB Colony, 2nd Floor, Kukatpally, Hyderabad – 500072
Landmark: Next to Phoenix Gallery
Phone no.: 040-23055506/ 23055507

* T&C Apply, Rate of interest are subject to change at the sole discretion of PNB Housing.

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